The "Triple Squeeze" on Your Retirement: Navigating COLA, Cash, and a Longer Life

The "Triple Squeeze" on Your Retirement: Navigating COLA, Cash, and a Longer Life

The "Triple Squeeze" on Your Retirement: Navigating COLA, Cash, and a Longer LifeRic Komarek, CFP®
Published on: 27/10/2025

Your SS COLA is small, cash rates are dropping, and you're living longer. I explain why your retirement plan needs growth and income to win

RetirementSocial SecurityInvesting
Medicare Explained: A Plain-English Guide for Retirees

Medicare Explained: A Plain-English Guide for Retirees

Medicare Explained: A Plain-English Guide for RetireesRic Komarek, CFP®
Published on: 20/10/2025

Don't get lost in the Medicare alphabet soup. Here’s my simple guide to Parts A, B, C, D, Medigap, and the costly enrollment mistakes to avoid

HealthRetirement
The "Caregiving" Talk: Why It's a Critical Part of Your Own Retirement Plan

The "Caregiving" Talk: Why It's a Critical Part of Your Own Retirement Plan

The "Caregiving" Talk: Why It's a Critical Part of Your Own Retirement PlanRic Komarek, CFP®
Published on: 20/10/2025

Talking to aging parents about care is hard, but a sudden crisis can put your own retirement at risk. Here's how to start the conversation

HealthLong-term care
Don't Just Watch the Fed: The Real Key to Understanding Mortgage Rates

Don't Just Watch the Fed: The Real Key to Understanding Mortgage Rates

Don't Just Watch the Fed: The Real Key to Understanding Mortgage RatesRic Komarek, CFP®
Published on: 10/10/2025

Confused why mortgage rates don't always follow Fed announcements? I'll show you the one indicator that gives a much clearer picture for your next home purchase or refinance

Financial Planning