Don't Just Watch the Fed: The Real Key to Understanding Mortgage Rates

Don't Just Watch the Fed: The Real Key to Understanding Mortgage Rates

Don't Just Watch the Fed: The Real Key to Understanding Mortgage RatesRic Komarek, CFP®
Published on: 10/10/2025

Confused why mortgage rates don't always follow Fed announcements? I'll show you the one indicator that gives a much clearer picture for your next home purchase or refinance

Financial Planning
Building a Moat Around Your Nest Egg: How to Spot and Stop Retirement Scams

Building a Moat Around Your Nest Egg: How to Spot and Stop Retirement Scams

Building a Moat Around Your Nest Egg: How to Spot and Stop Retirement ScamsRic Komarek, CFP®
Published on: 07/10/2025

Scammers are getting more sophisticated, especially with cryptocurrency. Here are the red flags you need to know to protect the retirement you've worked so hard for.

Cybersecurity
Is the "Safety" of Cash Silently Costing You Your Retirement?

Is the "Safety" of Cash Silently Costing You Your Retirement?

Is the "Safety" of Cash Silently Costing You Your Retirement?

Ric Komarek, CFP®
Published on: 06/10/2025

Your cash feels safe, but it's losing buying power every day. Discover the two hidden risks of holding too much cash and how to make sure your money is truly working for you

Financial PlanningInvesting
Washington Gridlock: Should Your Retirement Plan Care?

Washington Gridlock: Should Your Retirement Plan Care?

Washington Gridlock: Should Your Retirement Plan Care?Ric Komarek, CFP®
Published on: 03/10/2025

Headlines about a government shutdown can be unsettling for retirees. Here’s why your long-term financial plan is built to ignore the short-term political noise

GovernmentMarket