This privacy policy statement is provided to clients at the initial signing of the client contract and is sent annually.

Ric Komarek, CFP® collects nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms (e.g., name, address, Social Security number).

Information about your transactions with us or others (e.g., account balances, transaction history).

Information Sharing

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. This includes sharing information with affiliates or service providers who assist us in delivering products and services to you.

Data Security

Ric Komarek, CFP® restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your nonpublic personal information.

Consumer Rights

While not required by law, we offer our clients the ability to access their personal information and request corrections if necessary. Please contact us if you wish to review or update your information.

Policy Updates

We reserve the right to modify this privacy policy at any time. Clients will be notified of any significant changes through written communication or via our website.

Contact Information

If you have any questions regarding this policy or your personal information, please contact us at (530) 232-4822.