Understanding the Market’s "Report Card": Why Earnings Matter for Your Retirement

Understanding the Market’s "Report Card": Why Earnings Matter for Your Retirement

Understanding the Market’s "Report Card": Why Earnings Matter for Your RetirementRic Komarek, CFP®
Published on: 26/01/2026

The stock market is hitting new records in early 2026, but is the growth sustainable for your retirement? I break down the latest earnings "report cards" and what a high P/E ratio means for your portfolio's safety

MarketInvesting
Is All That Glitters Gold? Making Sense of the Recent Rally

Is All That Glitters Gold? Making Sense of the Recent Rally

Is All That Glitters Gold? Making Sense of the Recent RallyRic Komarek, CFP®
Published on: 20/01/2026

Gold just hit $4,700 and silver is over $90—historic highs! 📈 But before you rush to buy, there’s one critical thing you need to know about how gold differs from stocks and bonds. (Hint: It’s like a tenant who doesn’t pay rent).

Investing
Keeping Your Cool: Why Your Best Investment Strategy Is Managing Your Own Expectations

Keeping Your Cool: Why Your Best Investment Strategy Is Managing Your Own Expectations

Keeping Your Cool: Why Your Best Investment Strategy Is Managing Your Own ExpectationsRic Komarek, CFP®
Published on: 12/01/2026

The stock market has had a great run, but is "recency bias" clouding your judgment? I explain how to manage your expectations and avoid common emotional pitfalls to keep your retirement plan on track.

Investing
Making Sense of the Headlines: Venezuela, Oil, and Your Retirement Plan

Making Sense of the Headlines: Venezuela, Oil, and Your Retirement Plan

Making Sense of the Headlines: Venezuela, Oil, and Your Retirement PlanRic Komarek, CFP®
Published on: 05/01/2026

The capture of Nicolás Maduro has shaken world headlines. Here’s why your retirement portfolio is likely better protected than the news suggests and what to watch for in 2026.

GovernmentInvesting