The "Triple Squeeze" on Your Retirement: Navigating COLA, Cash, and a Longer Life

The "Triple Squeeze" on Your Retirement: Navigating COLA, Cash, and a Longer Life

The "Triple Squeeze" on Your Retirement: Navigating COLA, Cash, and a Longer LifeRic Komarek, CFP®
Published on: 27/10/2025

Your SS COLA is small, cash rates are dropping, and you're living longer. I explain why your retirement plan needs growth and income to win

RetirementSocial SecurityInvesting
Is the "Safety" of Cash Silently Costing You Your Retirement?

Is the "Safety" of Cash Silently Costing You Your Retirement?

Is the "Safety" of Cash Silently Costing You Your Retirement?

Ric Komarek, CFP®
Published on: 06/10/2025

Your cash feels safe, but it's losing buying power every day. Discover the two hidden risks of holding too much cash and how to make sure your money is truly working for you

Financial PlanningInvesting
Beyond the Headlines: The Overlooked Power of Dividends in Your Retirement

Beyond the Headlines: The Overlooked Power of Dividends in Your Retirement

Beyond the Headlines: The Overlooked Power of Dividends in Your RetirementRic Komarek, CFP®
Published on: 15/09/2025

Market highs and low yields have many asking if dividends still matter. Here’s why a "total return" focus—on both growth and income—is key to a secure retirement

Investing
Private Assets in Your 401(k): New Opportunities and Potential Pitfalls

Private Assets in Your 401(k): New Opportunities and Potential Pitfalls

Private Assets in Your 401(k): New Opportunities and Potential PitfallsRic Komarek, CFP®
Published on: 18/08/2025

Your 401(k) might be getting a major makeover. Learn about the new push to add private investments to retirement plans, the hidden risks, and what it means for your financial future

RetirementInvesting