The Truth Behind the 2032 Deadline: What the New Social Security Trustees Report Means for Your Retirement

The Truth Behind the 2032 Deadline: What the New Social Security Trustees Report Means for Your Retirement

The Truth Behind the 2032 Deadline: What the New Social Security Trustees Report Means for Your RetirementRic Komarek, CFP®
Published on: 12/06/2026

The latest government data reveals a shifting timeline for Social Security. Discover the real numbers behind the headlines and how you can preserve your retirement peace of mind.

Social Security
Securing Your Foundation and Weathering the Storms: A Look at Social Security

Securing Your Foundation and Weathering the Storms: A Look at Social Security

Securing Your Foundation and Weathering the Storms: A Look at Social Security Ric Komarek, CFP®
Published on: 10/04/2026

When should you claim Social Security? Plus, a look at recent market volatility and why your financial foundation is built to withstand global storms

RetirementSocial Security
The Social Security COLA: What It Is, and Why It's Not Enough

The Social Security COLA: What It Is, and Why It's Not Enough

The Social Security COLA: What It Is, and Why It's Not EnoughRic Komarek, CFP®
Published on: 17/11/2025

We all hear about the Social Security COLA, but is it a "raise"? I break down what COLA really means for your benefits and the gap you still need to plan for.

Social Security
Is Your Social Security COLA at Risk? How to “Stress Test” Your Retirement Plan

Is Your Social Security COLA at Risk? How to “Stress Test” Your Retirement Plan

Is Your Social Security COLA at Risk? How to “Stress Test” Your Retirement PlanRic Komarek, CFP®
Published on: 13/11/2025

The 2026 COLA is 2.8%, but are future benefits at risk? A potential switch to a "Chained CPI" could mean smaller adjustments. Let's talk about "stress testing" your plan for this hidden risk.

Social Security