Ric Komarek, CFP®Stock markets are up, but so is anxiety. As we head into 2026, are you worried about "giving back" your gains? From AI and elections to the national debt, here are 7 key themes every retiree needs to watch—and why your plan is built to weather them all.
Ric Komarek, CFP®As the year winds down, don't miss the chance to perform a "maintenance check" on your retirement plan. We discuss three critical strategies—RMDs, Roth Conversions, and Tax-Loss Harvesting—that need your attention before the December 31 deadline to help protect your financial future.
Ric Komarek, CFP®Imagine getting a tax bill for money you never received. It’s called "phantom income," and it can catch even experienced investors off guard. Here is how to spot it and keep your retirement plans secure.
Ric Komarek, CFP®Did you know the income you earn in 2025 determines your Medicare premiums for 2027? It’s called the IRMAA surcharge, and it can be a nasty surprise. Here is how to manage your income today to avoid paying extra for healthcare down the road. #RetirementPlanning #Medicare #IRMAA #FinancialFreedom